.form-card {
  background: var(--color-surface);
  border-radius: var(--radius-md);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
}

.field { margin-bottom: 1.25rem; }
.field small { display: block; margin-top: 0.35rem; color: var(--color-text-muted); font-size: 0.78rem; }
.field label {
  display: block;
  font-weight: 600;
  margin-bottom: 0.4rem;
  color: var(--color-primary);
  font-size: 0.9rem;
}
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  background: var(--color-background);
  color: var(--color-text);
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: 2px solid var(--color-accent);
  outline-offset: 1px;
  border-color: var(--color-accent-dark);
}
.field textarea { resize: vertical; min-height: 100px; }
.field-error {
  color: var(--color-danger);
  font-size: 0.82rem;
  margin-top: 0.3rem;
  display: none;
}
.field.invalid input,
.field.invalid select,
.field.invalid textarea { border-color: var(--color-danger); }
.field.invalid .field-error { display: block; }

.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 560px) { .field-row { grid-template-columns: 1fr; } }

.radio-row { display: flex; gap: 1.5rem; }
.radio-option { display: flex; align-items: center; gap: 0.4rem; font-weight: 500; }
.radio-option input { width: auto; }

.form-status {
  padding: 0.9rem 1rem;
  border-radius: var(--radius-sm);
  margin-bottom: 1.25rem;
  font-weight: 500;
  display: none;
}
.form-status.success { display: block; background: var(--color-success-bg); color: var(--color-success); }
.form-status.error { display: block; background: var(--color-danger-bg); color: var(--color-danger); }

.range-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; }

fieldset { border: none; padding: 0; margin: 0 0 1.25rem; }
legend { font-weight: 700; color: var(--color-primary); margin-bottom: 0.6rem; padding: 0; }

@media (max-width: 480px) {
  .form-card { padding: 1.25rem; }
  .radio-row { gap: 1rem; flex-wrap: wrap; }
}

.loan-result {
  background: var(--color-surface);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  margin-top: 1rem;
}
.loan-result-main {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  color: var(--color-primary);
  margin-bottom: 0.5rem;
}
.loan-result-main strong { color: var(--color-primary); }
.loan-disclaimer { font-size: 0.78rem; margin: 0.75rem 0 0; }